HB4650

Illinois HB4650 amends the Illinois Insurance Code to enhance mental health and substance use disorder coverage.

Illinois HB4650 amends the Illinois Insurance Code to enhance mental health and substance use disorder coverage. It mandates insurers to apply specific criteria for mental health and substance use disorder treatment, ensuring coverage aligns with generally accepted standards. Insurers must not apply criteria developed by entities with a financial stake in the outcome. The bill also prohibits insurers from setting specific limits on the duration of benefits or coverage for medically necessary treatment.