Illinois HB3755 mandates comprehensive automobile insurance policies to cover theft regardless of forcible entry evidence or unlocked vehicle status.
Illinois HB3755 amends the Illinois Insurance Code to ensure that any policy of automobile insurance with comprehensive coverage cannot exclude theft coverage due to lack of evidence of forcible entry, the insured leaving the vehicle unlocked, or leaving a key or key fob in the vehicle. This law aims to protect policyholders from losing coverage under these specific circumstances. The Act takes effect on January 1, 2026.
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- Legal Framework
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