HB2928

CREDIT REPORT-SEALED RECORDS

Introduced·2/5/25
Introduced Text

Illinois HB2928 amends the Consumer Fraud and Deceptive Business Practices Act to prohibit consumer reporting agencies from including expunged or.

Illinois HB2928 amends the Consumer Fraud and Deceptive Business Practices Act by adding a new section that makes it unlawful for consumer reporting agencies to include any adverse information in a consumer report or credit report if the agency knows or should know that the information was expunged or sealed by a court of competent jurisdiction. This provision aims to protect individuals whose records have been legally sealed or expunged from having this information negatively impact their credit reports.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Rules Committee
Next
Committee decision

Sponsors

DD
2
0
Democratic CaucusRepublican Caucus

Calendar

Mar 26

2:00 PM

House Judiciary - Civil Committee Hearing

Mar 25

8:00 AM

House Judiciary - Civil Committee Hearing

History

Mar 27

House

Rule 19(a) / Re-referred to Rules Committee

Mar 26

House

To Data Privacy Law & Emerging Issues Subcommittee

Mar 25

House

To Data Privacy Law & Emerging Issues Subcommittee