Illinois HB2805 amends the Illinois Insurance Code to restrict cost-sharing for certain health insurance policies.
HB2805 amends the Illinois Insurance Code to prohibit group accident and health insurance policies from imposing deductibles, coinsurance, copayments, or other cost-sharing requirements on coverage provided, except where necessary to qualify for a health savings account. The bill also mandates that policies cover examination and testing expenses for victims of specified criminal offenses, including sexual assault and related offenses. Effective January 1, 2026.
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