Illinois HB2680 mandates health insurance plans to include all prescription drug payments in cost-sharing calculations.
Illinois HB2680 amends the Illinois Insurance Code to require health or accident insurance plans covering prescription drugs to include all payments made by the insured or on their behalf in calculating the insured's out-of-pocket maximum or other cost-sharing. This applies to plans issued, amended, renewed, or delivered after January 1, 2027. The bill excludes high-deductible health plans that would lose eligibility for a health savings account if they cover these drugs.
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