HB2680

HB2680 amends the Illinois Insurance Code to require health insurance plans to include all prescription drug payments in cost-sharing calculations.

HB2680 amends the Illinois Insurance Code to mandate that any health or accident insurance plan covering prescription drugs, issued or renewed after January 1, 2027, must include all payments made by the insured or on their behalf when calculating out-of-pocket maximums or other cost-sharing requirements. This change ensures that all contributions towards prescription drug costs are accounted for in the insured's overall cost-sharing.