Illinois HB2464 ensures that patients do not incur higher out-of-pocket costs for neonatal care at hospitals from nonparticipating providers.
Illinois HB2464 amends the Accident and Health Article of the Illinois Insurance Code to prohibit health insurers from charging patients out-of-network rates for neonatal care at any hospital. The bill ensures that patients do not face higher out-of-pocket costs when receiving neonatal care from nonparticipating providers. This provision applies to both emergency and non-emergency services, ensuring that patients are not liable for costs beyond what they would have paid if the care had been provided by a participating provider.
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