Illinois HB1577 requires accident and health insurance policies to offer dependent coverage to parents or stepparents of insured individuals.
Illinois HB1577 amends the Illinois Insurance Code to mandate that accident and health insurance policies, issued, amended, delivered, or renewed after January 1, 2026, provide dependent coverage to the parent or stepparent of the insured if they meet the qualifying relative definition under federal tax law and reside within the policy's service area. This requirement does not apply to specialized health care service plans, including student health insurance coverage, Medicare supplement insurance, hospital-only policies, accident-only policies, or specified disease insurance policies.
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