Illinois HB1577 requires accident and health insurance policies to offer dependent coverage to parents or stepparents if they meet certain conditions.
Illinois HB1577 amends the Illinois Insurance Code to require accident and health insurance policies to make dependent coverage available to parents or stepparents if they meet the definition of a qualifying relative under 26 U.S.C. 152(d) and reside within the policy's service area. This requirement applies to policies issued, amended, delivered, or renewed after January 1, 2026, excluding specialized health care service plans. The act takes effect immediately upon becoming law.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.