SB2405

SB2405 aims to protect consumers from surprise medical bills by regulating payments for emergency and non-emergency services from out-of-network.

The Illinois bill SB2405, known as the Consumer Protection from Surprise Health Care Billing Act, seeks to safeguard patients from unexpected medical bills. It mandates that health insurance issuers ensure beneficiaries, insureds, or enrollees do not face higher out-of-pocket costs when receiving emergency services from nonparticipating providers or nonparticipating emergency facilities. For non-emergency services at participating facilities, the bill ensures that patients do not incur greater costs from nonparticipating providers.