Hawaii SB2953 regulates the use of artificial intelligence in insurance practices, particularly in health and residential property insurance, to.
Hawaii SB2953 introduces regulations on the use of artificial intelligence (AI) in insurance practices, focusing on health and residential property insurance. The bill mandates that insurers using AI systems in their practices must implement governance programs to ensure these systems are monitored for errors, bias, and cybersecurity risks. In health insurance, AI cannot be the sole basis for adverse medical necessity determinations, requiring a licensed clinician review.
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- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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