Hawaii SB2173 mandates health insurers and mutual benefit societies to cover medically necessary full-arch dental implants.

Hawaii SB2173 amends state statutes to require health insurers and mutual benefit societies to cover medically necessary full-arch dental implants. The bill specifies that such implants are necessary when other prosthetic alternatives are insufficient. Insurers must notify policyholders about this coverage. The coverage is subject to copayment, deductible, and coinsurance provisions, but not to limits on the number of visits to a dentist. The insurance commissioner adjusts the maximum benefit annually for inflation. The bill takes effect for policies issued or renewed after December 31, 2026.

Hawaii SB2173 mandates health insurers and mutual benefit societies to cover medically necessary full-arch dental implants.

Hawaii SB2173 amends state statutes to require health insurers and mutual benefit societies to cover medically necessary full-arch dental implants. The bill specifies that such implants are necessary when other prosthetic alternatives are insufficient. Insurers must notify policyholders about this coverage. The coverage is subject to copayment, deductible, and coinsurance provisions, but not to limits on the number of visits to a dentist. The insurance commissioner adjusts the maximum benefit annually for inflation. The bill takes effect for policies issued or renewed after December 31, 2026.