Hawaii SB1141 establishes minimum insurance coverage requirements for homeowners affected by wildfire disasters.
Hawaii SB1141 amends Chapter 431 of the Hawaii Revised Statutes to introduce new minimum requirements for homeowners insurance policies concerning wildfire disasters. The bill mandates that insurers provide coverage for increased living expenses, loss of use of the insured property, and the replacement of outbuildings, dwelling extensions, and other structures. It also requires insurers to pay for the removal of debris and loss of trees, shrubs, and landscaping within specified timeframes.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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