SB1136

Hawaii SB1136 regulates wildfire risk models and rating plans used by insurers, requiring transparency and appeal rights for policyholders.

Hawaii SB1136 amends insurance regulations to address wildfire risk models and rating plans. Insurers using such models must provide detailed explanations of wildfire risk scores or classifications to policyholders, including reasons for the score, potential mitigation measures, and community-level mitigation designations. Policyholders have the right to appeal these scores or classifications, with insurers required to respond within 30 days.