SB1026

Hawaii SB1026 regulates pet insurance policies, requiring disclosures and prohibiting certain practices.

Hawaii SB1026, known as the Hawaii Pet Insurance Act, establishes regulations for pet insurance policies. It mandates that pet insurers disclose exclusions, waiting periods, and other policy provisions. Insurers must clearly state if a policy excludes coverage for preexisting conditions, hereditary disorders, congenital anomalies, or chronic conditions. The bill also requires insurers to inform consumers if they reduce coverage or increase premiums based on claim history, pet age, or geographic location.