Hawaii HB1502 amends insurance policies to enhance protections for policyholders before and after disasters.

Hawaii HB1502 modifies property and casualty insurance policies to improve pre and post disaster protections. Insurers must provide written notice of cancellation or nonrenewal at least 60 days in advance. Insurers must allow at least 36 months to close a claim, with two six-month extensions. Insurers cannot refuse to renew or cancel policies based on consumer inquiries. Insurers must cover 100% of content loss due to natural disasters without requiring an itemized list.

Hawaii HB1502 amends insurance policies to enhance protections for policyholders before and after disasters.

Hawaii HB1502 modifies property and casualty insurance policies to improve pre and post disaster protections. Insurers must provide written notice of cancellation or nonrenewal at least 60 days in advance. Insurers must allow at least 36 months to close a claim, with two six-month extensions. Insurers cannot refuse to renew or cancel policies based on consumer inquiries. Insurers must cover 100% of content loss due to natural disasters without requiring an itemized list.