Increases minimum professional liability coverage for certain physicians in Florida.

This bill amends Florida Statutes to increase the minimum amount of professional liability coverage required for physicians performing surgery in ambulatory surgical centers and those with hospital staff privileges. The bill specifies that physicians must maintain coverage of at least $1 million per claim and a minimum annual aggregate of $3 million. This coverage cannot be used for litigation costs or attorney fees related to medical malpractice claims. The changes apply to both physicians and osteopathic physicians and take effect July 1, 2026.

Increases minimum professional liability coverage for certain physicians in Florida.

This bill amends Florida Statutes to increase the minimum amount of professional liability coverage required for physicians performing surgery in ambulatory surgical centers and those with hospital staff privileges. The bill specifies that physicians must maintain coverage of at least $1 million per claim and a minimum annual aggregate of $3 million. This coverage cannot be used for litigation costs or attorney fees related to medical malpractice claims. The changes apply to both physicians and osteopathic physicians and take effect July 1, 2026.