Florida S0808 regulates property insurance policies by requiring insurers to differentiate between low-slope and steep-slope roofs and allowing roof.
Florida S0808 amends the definition of "authorized inspector" to include certain roof consultants and observers. It requires insurers to differentiate between low-slope and steep-slope roofs in their coverage offers. Insurers must allow property owners to have a steep-slope roof inspected by an authorized inspector before requiring replacement. Insurers cannot refuse to issue or renew a policy based solely on roof age if an inspector finds the roof has five or more years of useful life remaining.
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