Florida S0128 requires insurers to reimburse homeowners for roof inspections and notify them of their rights.
Florida S0128 amends the state's homeowners' insurance policy regulations. It mandates that insurers cannot refuse to issue or renew a policy solely due to the age of the roof if an inspection shows it has five or more years of useful life remaining. Insurers must then reimburse the homeowner for the inspection cost, up to $300. Additionally, insurers must inform homeowners of their right to have a roof inspection conducted by an authorized inspector before requiring roof replacement as a condition for policy issuance or renewal, specifically for roofs aged 15 years or more.
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