Establishes mandatory mediation for disputed property insurance claims in Florida.

The bill amends Florida Statutes to mandate mediation for resolving disputed property insurance claims. It requires insurers to notify policyholders of the mediation program at policy issuance or renewal and when a claim is filed. Mediation is a condition precedent to litigation, and all parties must attend. The Department of Financial Services must adopt rules for the mediation program, modeled after Supreme Court mediation rules. The insurer bears the cost of mediation unless otherwise specified. If mediation fails, the policyholder can proceed with litigation.

Establishes mandatory mediation for disputed property insurance claims in Florida.

The bill amends Florida Statutes to mandate mediation for resolving disputed property insurance claims. It requires insurers to notify policyholders of the mediation program at policy issuance or renewal and when a claim is filed. Mediation is a condition precedent to litigation, and all parties must attend. The Department of Financial Services must adopt rules for the mediation program, modeled after Supreme Court mediation rules. The insurer bears the cost of mediation unless otherwise specified. If mediation fails, the policyholder can proceed with litigation.