S.976

Insurance Fraud Accountability Act

Introduced·3/12/25

Insurance Fraud Accountability Act aims to reduce fraudulent enrollments in qualified health plans.

The Insurance Fraud Accountability Act amends the Patient Protection and Affordable Care Act to enhance oversight of agents and brokers in health insurance enrollments. It mandates the Department of Health and Human Services to establish a verification process for new enrollments and coverage changes submitted by agents or brokers. The Act imposes civil and criminal penalties on agents and brokers who knowingly provide false or fraudulent information.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Health, Education, Labor, And Pensions Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Nov 6, 2025

Senate

Committee on Homeland Security and Governmental Affairs Senate Permanent Subcommittee on Investigations. Hearings held.

Mar 12, 2025

Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.