Fair Credit for American Hostages Act of 2025 prohibits consumer reports from including adverse information about U.S.

The Fair Credit for American Hostages Act of 2025 amends the Fair Credit Reporting Act to prevent consumer reporting agencies from including adverse information in consumer reports for U.S. nationals who were unlawfully or wrongfully detained abroad or held hostage abroad. This protection applies if the consumer reporting agency can authenticate documentation provided by the consumer, which must certify the consumer's status, identify the detention or hostage period, and be authenticated by the Special Presidential Envoy for Hostage Affairs or the Hostage Recovery Fusion Cell.

Fair Credit for American Hostages Act of 2025 prohibits consumer reports from including adverse information about U.S.

The Fair Credit for American Hostages Act of 2025 amends the Fair Credit Reporting Act to prevent consumer reporting agencies from including adverse information in consumer reports for U.S. nationals who were unlawfully or wrongfully detained abroad or held hostage abroad. This protection applies if the consumer reporting agency can authenticate documentation provided by the consumer, which must certify the consumer's status, identify the detention or hostage period, and be authenticated by the Special Presidential Envoy for Hostage Affairs or the Hostage Recovery Fusion Cell.