S.4804

Manufactured Housing Lending Act

Introduced·6/17/26

Establishes a pilot program for manufactured home loan purchases by Fannie Mae and Freddie Mac.

The Manufactured Housing Lending Act mandates the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) to establish a pilot program for personal property manufactured home loan purchases. The Federal Housing Finance Agency will direct these programs, which must incorporate consumer mortgage lending and servicing protections, require financed manufactured homes to be located in certain communities, and include lease terms that exceed the loan term.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

3
0
Democratic CaucusRepublican Caucus

History

Jun 17

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.