S.4601

Chinese CBDC Prohibition Act of 2026

Introduced·5/20/26

Federal SB4601 prohibits money services businesses from engaging in transactions involving China's central bank digital currency.

Federal SB4601, also known as the Chinese CBDC Prohibition Act of 2026, amends the United States Code to prohibit money services businesses from engaging in any transaction involving a central bank digital currency issued by the People’s Republic of China. This includes both direct and indirect transactions. The bill defines a money services business according to existing regulations and adds a new section to the U.S. Code to enforce this prohibition.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

0
2
Democratic CaucusRepublican Caucus

History

May 20

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.