S.427

The TAILOR Act of 2025 requires federal financial institutions regulatory agencies to consider risk profiles and business models when taking.

The TAILOR Act of 2025 mandates that federal financial institutions regulatory agencies, including the Office of the Comptroller of the Currency and the Federal Reserve, tailor their regulatory actions based on the risk profiles and business models of financial institutions. This includes considering the impact on institutions' ability to serve customers and local markets. The Act also requires these agencies to review and revise regulations issued in the past seven years, and to submit reports to Congress on the modernization of bank supervision and the tailoring of regulatory actions.