S.4182

FARM Home Loans Act of 2026 Fostering the Availability in Rural Markets of Home Loans Act of 2026

Introduced·3/24/26

FARM Home Loans Act of 2026 modifies rural housing financing under the Farm Credit Act of 1971.

FARM Home Loans Act of 2026 amends the Farm Credit Act of 1971 to expand rural housing financing. It includes accessory dwelling units in the definition of appurtenances and increases the maximum loan amount from $2,500 to $10,000. This change aims to foster availability in rural markets of home loans.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Agriculture, Nutrition, And Forestry Committee
Next
Committee decision

Sponsors

2
3
Democratic CaucusRepublican Caucus

History

Mar 24

Senate

Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.