S.4097

State-Based Education Loan Awareness Act

Introduced·hearing on 7/30/26

State-Based Education Loan Awareness Act exempts state-based education loan programs from certain federal lender requirements.

The State-Based Education Loan Awareness Act amends the Higher Education Act of 1965 to exclude state-based education loan programs from certain federal lender requirements. These programs, provided by state agencies, authorities, or nonprofit organizations, make loans not funded, insured, or guaranteed by the federal government. The bill ensures borrowers exhaust federal loan eligibility before accepting private loans and highlights the benefits of federal loans, including income-driven repayment options and loan forgiveness.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

JUL30Thu
Current
Health, Education, Labor, And Pensions Committee
Next
Hearing · this Thursday

Sponsors

Democratic CaucusRepublican Caucus

Calendar

Jul 30

9:45 AM

Senate Health, Education, Labor, and Pensions Hearing

History

Mar 19

Senate

Committee on Health, Education, Labor, and Pensions. Hearings held.

Mar 16

Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.