S.3255

SWIFT Act Surviving Widow(er) Income Fair Treatment Act of 2025

Introduced·11/20/25
Introduced in Senate Text

The SWIFT Act of 2025 aims to increase survivors benefits for disabled widows, widowers, and surviving divorced spouses, and to eliminate benefit.

The SWIFT Act of 2025 amends the Social Security Act to enhance benefits for surviving spouses and divorced spouses with disabilities. It removes the age restriction for unreduced survivors benefits for those with disabilities, allowing them to receive full benefits regardless of age. Additionally, it eliminates reductions in benefits for survivors who claim benefits before reaching retirement age. The act also increases the child's age limit for child-in-care benefits from 16 to 18, or 19 if the child is a full-time student.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Finance Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Nov 20, 2025

Senate

Read twice and referred to the Committee on Finance.