S.3169

UNLOCK Housing Act Unleashing Needed Local Options to Construct and Keep Housing Act

Introduced·11/10/25

Expands new home construction by amending the Housing and Community Development Act of 1974.

The UNLOCK Housing Act amends the Housing and Community Development Act of 1974 to expand new home construction. It specifically allows for the construction of new residential housing for low- and moderate-income persons in metropolitan cities, urban counties, states, general local governments, insular areas, and Indian tribes. This expansion aims to provide more housing options for underserved populations.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

2
1
R
Democratic CaucusRepublican Caucus

History

Nov 10, 2025

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.