S.2663

Merchant Banking Modernization Act

Introduced·8/1/25

Merchant Banking Modernization Act permits holding merchant banking investments for up to 15 years.

The Merchant Banking Modernization Act amends the Bank Holding Company Act of 1956 to allow banks to hold merchant banking investments for up to 15 years. This change applies to new investments and those made before the act's enactment. The bill introduces this amendment to modernize banking regulations and provide more flexibility in investment strategies.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Aug 1, 2025

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.