Medical Debt Relief Act of 2025 aims to amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on consumer reports.
The Medical Debt Relief Act of 2025 seeks to amend the Fair Credit Reporting Act by prohibiting the inclusion of medical debt on consumer reports. It defines "medical debt" as any debt related to transactions, accounts, or balances arising from the receipt of medical services, products, or devices. The Act also mandates the Director of the Bureau of Consumer Financial Protection to amend regulations to ensure creditors cannot use medical debt information when extending credit. This change aims to protect consumers from the negative impacts of medical debt on their creditworthiness.
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- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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