Flood Insurance Consumer Choice Act of 2025 allows policyholders to return to the National Flood Insurance Program without penalty after using.
The Flood Insurance Consumer Choice Act of 2025 amends the National Flood Insurance Act of 1968 to allow policyholders who leave the National Flood Insurance Program to purchase private flood insurance and then return to the program without penalty. It also requires the Administrator to consider periods of private flood insurance coverage as continuous coverage for certain statutory, regulatory, or administrative requirements. This change aims to provide flexibility and choice for property owners managing flood insurance.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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