Financial Freedom Act of 2025 prohibits the Secretary of Labor from limiting investment options for retirement account participants.
The Financial Freedom Act of 2025 aims to amend the Employee Retirement Income Security Act of 1974 by prohibiting the Secretary of Labor from constraining the range or type of investments offered to participants and beneficiaries of individual retirement accounts. Specifically, it prevents the Secretary from issuing regulations or guidance that would limit the investment choices available through self-directed brokerage windows.
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