H.R.9515

MFA Act Marketplace Fraud Accountability Act

Introduced·6/29/26

The MFA Act requires multi-factor authentication for accessing healthcare.gov to prevent fraud.

The Marketplace Fraud Accountability Act, or MFA Act, amends the Patient Protection and Affordable Care Act to mandate multi-factor authentication for accessing healthcare.gov. This involves verifying identity through two or more authentication factors, such as passwords, tokens, or biometrics. The requirement applies to individuals enrolling in health plans or accessing personal enrollment information. Exceptions are made for those without broadband or cellular service or unable to use multi-factor authentication. The changes take effect one year after the bill's enactment.

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Where it stands

Current
Energy And Commerce Committee
Next
Committee decision

Sponsors

0
3
Democratic CaucusRepublican Caucus

History

Jun 29

House

Introduced in House

Jun 29

House

Referred to the House Committee on Energy and Commerce.