The Patient Choice and Access Act of 2026 amends the Patient Protection and Affordable Care Act to allow qualified health plans to operate without a.
The Patient Choice and Access Act of 2026 amends the Patient Protection and Affordable Care Act to allow qualified health plans to operate without a provider network. Specifically, it removes the requirement for plans to maintain a provider network to meet certain criteria. For plans that do not maintain a provider network, it mandates that they provide information in plain language to enrollees and potential enrollees about expected out-of-pocket costs and the potential for balance billing. This change takes effect for plan years beginning on or after January 1, 2027.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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