Reauthorizes the National Flood Insurance Program and introduces reforms to improve affordability and effectiveness.
The National Flood Insurance Program Reauthorization and Reform Act of 2025 reauthorizes the National Flood Insurance Program (NFIP) and introduces several reforms. It mandates property flood hazard disclosures for property sales and rentals, establishes a means-tested program offering graduated discounts to eligible policyholders, and requires insurance agents to complete continuing education courses. The Act also creates an Agent Advisory Council to provide recommendations on flood insurance policies and procedures.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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