H.R.4648

Access to Fertility Treatment and Care Act

Introduced·7/23/25

Access to Fertility Treatment and Care Act mandates coverage for fertility treatments in health insurance plans.

The Access to Fertility Treatment and Care Act requires health insurance plans to cover fertility treatments if they provide coverage for obstetrical services. This includes treatments like in vitro fertilization, artificial insemination, and genetic testing of embryos. The act also prohibits plans from penalizing providers who offer these treatments and from incentivizing participants to avoid seeking such treatments. Additionally, it mandates coverage for fertility treatments under the TRICARE program for veterans and their spouses or partners, and under the Medicare program.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Subcommittee on Health Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Dec 19, 2025

House

Referred to the Subcommittee on Health.

Jul 23, 2025

House

Introduced in House

Jul 23, 2025

House

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, Oversight and Government Reform, Armed Services, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.