H.R.3716

Systemic Risk Authority Transparency Act

Chamber Passed·12/2/25

Federal banking agencies must report on the failure of insured depository institutions to Congress and the public.

The Systemic Risk Authority Transparency Act amends the Federal Deposit Insurance Act to require federal banking agencies to report on the failure of insured depository institutions. These reports must include examination and inspection reports, supervisory determinations, and any relevant entities or activities that may have contributed to the failure. The reports must be submitted to Congress and published to the fullest extent possible.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · Dec 2, 2025
Current
Banking, Housing, And Urban Affairs Committee
Next
Senate floor vote

Sponsors

1
0
Democratic CaucusRepublican Caucus

History

Dec 2, 2025

Senate

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Dec 1, 2025

House

Mr. Davidson moved to suspend the rules and pass the bill, as amended.

Dec 1, 2025

House

Considered under suspension of the rules. (consideration: CR H4947-4948)