H.R.3285

Student Loan Marriage Penalty Elimination Act of 2025

Introduced·5/8/25
Introduced in House Text

Allows married couples to apply the student loan interest deduction separately to each spouse.

The Student Loan Marriage Penalty Elimination Act of 2025 amends the Internal Revenue Code to allow married couples to apply the student loan interest deduction limitation separately to each spouse. This means each spouse can deduct up to $2,500 of student loan interest they paid during the year. The changes apply to taxable years beginning after December 31, 2024.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current
Ways And Means Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

May 8, 2025

House

Introduced in House

May 8, 2025

House

Referred to the House Committee on Ways and Means.