Fair Lending for All Act strengthens the Equal Credit Opportunity Act by establishing an Office of Fair Lending Testing within the Bureau of Consumer.

The Fair Lending for All Act amends the Equal Credit Opportunity Act to introduce criminal penalties for violations and establishes an Office of Fair Lending Testing within the Bureau of Consumer Financial Protection. This Office will conduct testing to ensure compliance with the Act and other federal consumer financial laws. The Act also expands the categories of data collected on loan applications to include ZIP Code, census tract, income level, race, color, religion, national origin, sex, marital status, sexual orientation, gender identity, and age.

Fair Lending for All Act strengthens the Equal Credit Opportunity Act by establishing an Office of Fair Lending Testing within the Bureau of Consumer.

The Fair Lending for All Act amends the Equal Credit Opportunity Act to introduce criminal penalties for violations and establishes an Office of Fair Lending Testing within the Bureau of Consumer Financial Protection. This Office will conduct testing to ensure compliance with the Act and other federal consumer financial laws. The Act also expands the categories of data collected on loan applications to include ZIP Code, census tract, income level, race, color, religion, national origin, sex, marital status, sexual orientation, gender identity, and age.