Amends the Higher Education Act of 1965 to require identity fraud detection in student aid applications.

The No Aid for Ghost Students Act of 2026 amends the Higher Education Act of 1965 to mandate the use of an identity fraud detection system for reviewing Free Applications for Federal Student Aid. The Secretary of Education must use this system to identify potential identity fraud in applications submitted after October 1, 2026. If fraud is suspected, the Secretary must notify the applicant and transmit a fraud notice to designated institutions. Institutions must verify the applicant's identity before disbursing aid.

Amends the Higher Education Act of 1965 to require identity fraud detection in student aid applications.

The No Aid for Ghost Students Act of 2026 amends the Higher Education Act of 1965 to mandate the use of an identity fraud detection system for reviewing Free Applications for Federal Student Aid. The Secretary of Education must use this system to identify potential identity fraud in applications submitted after October 1, 2026. If fraud is suspected, the Secretary must notify the applicant and transmit a fraud notice to designated institutions. Institutions must verify the applicant's identity before disbursing aid.