The Stop Auto Fraud Act of 2026 criminalizes motor vehicle collision fraud.
The Stop Auto Fraud Act of 2026 amends the federal criminal code to establish motor vehicle collision fraud as an offense. It prohibits knowingly executing or attempting to execute a scheme to cause, stage, fabricate, or simulate a motor vehicle accident. Penalties include fines and imprisonment up to 10 years, escalating to 20 years if serious bodily injury occurs, and life imprisonment if death results. Fines collected from these offenses will be deposited into the Highway Trust Fund.
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