The Condominium Insurance Amendment Act of 2025 modifies insurance responsibilities for condominium unit owners and associations.

The Condominium Insurance Amendment Act of 2025 establishes that if damage originates from a unit, the unit owner is responsible for the association's property insurance deductible up to $25,000. If the damage originates from common elements or outside the building, the deductible becomes a common expense. The act also mandates specific insurance coverage limits for unit owners, including personal property, personal liability, additional living expenses, and loss assessment coverage.

The Condominium Insurance Amendment Act of 2025 modifies insurance responsibilities for condominium unit owners and associations.

The Condominium Insurance Amendment Act of 2025 establishes that if damage originates from a unit, the unit owner is responsible for the association's property insurance deductible up to $25,000. If the damage originates from common elements or outside the building, the deductible becomes a common expense. The act also mandates specific insurance coverage limits for unit owners, including personal property, personal liability, additional living expenses, and loss assessment coverage.