Modernizes motor vehicle insurance by enhancing underinsured motorist coverage and prohibiting certain waivers.
The Motor Vehicle Insurance Modernization Act of 2025 enhances motor vehicle insurance in the District by mandating insurers to include enhanced underinsured motorist coverage unless waived in writing. It prohibits insurers from refusing to underwrite a policy due to a refusal to waive this coverage. The act also prohibits binding arbitration clauses in insurance policies regarding underinsured motorist coverage disputes. Coverage limits are increased, with adjustments every five years starting in 2028.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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