The Motor Vehicle Insurance Modernization Act of 2025 increases insurance coverage limits and mandates enhanced underinsured motorist coverage in the.

The Motor Vehicle Insurance Modernization Act of 2025 raises the minimum insurance coverage limits for injuries in motor vehicle accidents. It increases the limit for all persons injured in any one accident from $10,000 to $20,000 and from $50,000 to $100,000. The act also mandates that insurers offer enhanced underinsured motorist coverage, which provides additional protection for insureds injured by underinsured motorists. Insurers cannot refuse to underwrite a person for refusing to waive this coverage, and any waiver must be an affirmative written statement.

The Motor Vehicle Insurance Modernization Act of 2025 increases insurance coverage limits and mandates enhanced underinsured motorist coverage in the.

The Motor Vehicle Insurance Modernization Act of 2025 raises the minimum insurance coverage limits for injuries in motor vehicle accidents. It increases the limit for all persons injured in any one accident from $10,000 to $20,000 and from $50,000 to $100,000. The act also mandates that insurers offer enhanced underinsured motorist coverage, which provides additional protection for insureds injured by underinsured motorists. Insurers cannot refuse to underwrite a person for refusing to waive this coverage, and any waiver must be an affirmative written statement.