SB45

An Act To Amend Title 11 Of The Delaware Code Relating To Insurance Fraud.

Complete·6/24/26

Delaware SB45 amends insurance fraud laws, specifying penalties for making false statements in insurance applications.

Delaware SB45 amends Title 11 of the Delaware Code to redefine application insurance fraud, specifying that making false or fraudulent statements in an insurance application is a class G felony if the benefit sought is at least $1,000, otherwise a class A misdemeanor. It also clarifies that multiple acts of fraud in a single application each constitute separate offenses, with exceptions for aggregating multiple acts for liability purposes.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

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Democratic CaucusRepublican Caucus

Roll Call Votes

41 Yea

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0 Nay

Calendar

Jun 16

12:00 PM

Economic Development/Banking/Insurance & Commerce

Mar 19, 2025

1:00 PM

Banking, Business, Insurance & Technology

History

Jun 24

Signed by Governor

Jun 18

House

Passed By House. Votes: 41 YES

Jun 16

House

Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 11 On Its Merits