Consumer Driving Data Protection Act of 2026: regulates use of telematics data in auto insurance.

The Consumer Driving Data Protection Act of 2026 regulates the use of telematics data in auto insurance. It allows insurers to use telematics data for rating, but only with consumer consent. Participation in telematics programs is voluntary. Insurers must obtain written consent from consumers before collecting or using telematics data. The consent must clearly explain what data is collected, how it is used, and how long it is retained. Consumers can revoke consent at any time. Insurers must provide consumers with access to their telematics data and explain how it affects their rating.

Consumer Driving Data Protection Act of 2026: regulates use of telematics data in auto insurance.

The Consumer Driving Data Protection Act of 2026 regulates the use of telematics data in auto insurance. It allows insurers to use telematics data for rating, but only with consumer consent. Participation in telematics programs is voluntary. Insurers must obtain written consent from consumers before collecting or using telematics data. The consent must clearly explain what data is collected, how it is used, and how long it is retained. Consumers can revoke consent at any time. Insurers must provide consumers with access to their telematics data and explain how it affects their rating.