California AB298 prohibits cost-sharing for in-network health care services for insureds under 21 in large group health insurance policies and health.

California AB298 adds provisions to the Health and Safety Code and the Insurance Code to prohibit large group health insurance policies and health care service plans from imposing cost-sharing requirements for in-network health care services for insureds under 21 years of age, effective January 1, 2026. Exceptions apply to high deductible health plans eligible for use with health savings accounts. The bill also prohibits billing or seeking reimbursement from insureds or policyholders for these services.

California AB298 prohibits cost-sharing for in-network health care services for insureds under 21 in large group health insurance policies and health.

California AB298 adds provisions to the Health and Safety Code and the Insurance Code to prohibit large group health insurance policies and health care service plans from imposing cost-sharing requirements for in-network health care services for insureds under 21 years of age, effective January 1, 2026. Exceptions apply to high deductible health plans eligible for use with health savings accounts. The bill also prohibits billing or seeking reimbursement from insureds or policyholders for these services.