California AB2746 prohibits consumer credit reporting agencies from including medical credit card information in consumer credit reports.

California AB2746 amends the Civil Code to prohibit consumer credit reporting agencies from including information from medical credit cards in consumer credit reports. A medical credit card is defined as a credit card issued specifically for the payment of medical services, products, or devices. The bill also mandates that entities offering medical credit cards must clearly disclose that the card is a credit card and not a payment plan, provide the annual percentage rate, and obtain express written consent from the individual.

California AB2746 prohibits consumer credit reporting agencies from including medical credit card information in consumer credit reports.

California AB2746 amends the Civil Code to prohibit consumer credit reporting agencies from including information from medical credit cards in consumer credit reports. A medical credit card is defined as a credit card issued specifically for the payment of medical services, products, or devices. The bill also mandates that entities offering medical credit cards must clearly disclose that the card is a credit card and not a payment plan, provide the annual percentage rate, and obtain express written consent from the individual.