California AB1798 regulates the use of genetic information in life and disability insurance underwriting.

California AB1798 amends the Insurance Code to establish standards for the use of genetic information in underwriting life and disability insurance. Insurers are prohibited from basing underwriting decisions on genetic information unless it is included in the individual's medical record, not derived from a direct-to-consumer test, and used to rule out an adverse finding based on the individual's medical record. Insurers must obtain informed, written consent from the individual for the release, disclosure, and use of genetic test results.

California AB1798 regulates the use of genetic information in life and disability insurance underwriting.

California AB1798 amends the Insurance Code to establish standards for the use of genetic information in underwriting life and disability insurance. Insurers are prohibited from basing underwriting decisions on genetic information unless it is included in the individual's medical record, not derived from a direct-to-consumer test, and used to rule out an adverse finding based on the individual's medical record. Insurers must obtain informed, written consent from the individual for the release, disclosure, and use of genetic test results.