Alabama SB63 regulates the use of artificial intelligence in health insurance coverage determinations.
Alabama SB63 mandates that health insurers using artificial intelligence for coverage decisions must consider the enrollee's medical history, clinical circumstances, and any additional clinical information. The bill prohibits insurers from relying solely on artificial intelligence and requires that any decision to deny or reduce coverage be made by a qualified health care professional. Insurers must also disclose the use of artificial intelligence to enrollees and certify annually to the Department of Insurance that their tools comply with accuracy and reliability standards.
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