Allows unused dental insurance benefits to roll over into the next year in Alabama.
Starting January 1, 2026, Alabama insurers must allow beneficiaries to carry over unused dental benefits into the next year. This bill amends the Code of Alabama to include this provision, defining terms such as "annual benefit maximum" and "unspent annual benefit maximum dollars." The Department of Insurance may adopt rules to implement this change, which becomes effective October 1, 2025.
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